Legal

Terms & Conditions

Florida Pawn — fla-pawn.com

Last updated: October 16, 2026

1. Acceptance of Terms

By accessing or using the website located at fla-pawn.com (the “Site”), you agree to be bound by these Terms and Conditions. If you do not agree, please do not use this Site. These terms apply to all visitors and users of the Site.

2. About Florida Pawn

Florida Pawn is a licensed pawnbroker operating under Florida law (Gem Financial Services Inc.), with two locations in Broward County, Florida. Florida Pawn holds all licenses required by the State of Florida and local authorities for pawnbroker operations.

3. Use of This Website

This Site is provided for informational purposes only. You may use this Site to learn about Florida Pawn’s services, find location and hours information, and contact us. You agree not to:

4. Informational Nature of Content

All content on this Site — including item descriptions, pricing guidance, loan terms, and service descriptions — is provided for general informational purposes only. Actual loan amounts, purchase prices, and terms are determined in-store based on a physical inspection of each item and are subject to change at any time. Nothing on this Site constitutes a binding offer, guarantee, or commitment to purchase any item or extend any loan at any particular price or rate.

5. No Appraisal or Valuation

Information on this Site regarding the value or acceptability of items does not constitute a formal appraisal or binding valuation. Florida Pawn reserves the right to decline any item for purchase or as collateral at its sole discretion. All in-store assessments are final at the time of transaction.

6. Intellectual Property

All content on this Site, including text, graphics, logos, and images, is the property of Florida Pawn or its content suppliers and is protected by applicable copyright and trademark law. You may not reproduce or distribute any content without our prior written permission.

7. Disclaimer of Warranties

This Site is provided on an “as is” and “as available” basis. Florida Pawn makes no representations or warranties of any kind, express or implied, regarding the accuracy, completeness, reliability, or availability of the Site or its content. We do not warrant that the Site will be error-free or uninterrupted.

8. Limitation of Liability

To the fullest extent permitted by applicable law, Florida Pawn and its officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use of, or inability to use, this Site or its content. Our total liability for any claim arising from your use of the Site shall not exceed one hundred dollars (00).

9. Third-Party Links

This Site may contain links to third-party websites, including Google Maps, Yelp, and eBay. These links are provided for convenience only. Florida Pawn does not endorse and is not responsible for the content, accuracy, or practices of any third-party site. Accessing third-party sites is at your own risk.

10. Privacy

Your use of this Site is also governed by our Privacy Policy, which is incorporated by reference into these Terms.

11. Changes to Terms

We reserve the right to modify these Terms at any time. Changes are effective immediately upon posting to the Site. The “Last updated” date at the top of this page will reflect any revisions. Your continued use of the Site after changes are posted constitutes acceptance of the revised Terms.

12. Governing Law and Jurisdiction

These Terms are governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions. Any dispute arising under these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in Broward County, Florida.

13. Contact

If you have questions about these Terms, please contact us: